When it comes to teen car insurance rates, girls have an advantage over boys. Statistically, they are viewed as safer drivers. This may or may not be true for your particular blossoming driver, but in the eyes of the insurance rate formulators, this translates into lower premiums for a teenage girl than a teenage boy alike in every other facet but gender.
This fact doesn’t mean that there aren’t additional ways to lower teen car insurance rates for your female driver. You shouldn’t simply rest on your laurels, knowing that a lower rate will be offered based on driver gender. You should look for real savings by requesting multiple car insurance quotes.
In addition to differing dramatically by gender, rates also differ dramatically by company. You can find several hundred dollars difference between identical coverage packages based solely on brand name. This is one of the reasons that you should always request multiple insurance quotes before buying any insurance package.
Quote requesting can open your eyes to relatively unknown companies who may be able to save you big money over a brand name firm. You won’t be supporting advertising margins or a large agent network. Instead, you will just be supporting affordable coverage for your little angel.
It can be a little time consuming to get multiple quotes, as you will need to wait a day or two to get all of your quotes in from the various companies. However, by having multiple companies to chose from, you will be able to save more money than you would by simply going with a company whose name you’ve heard on the radio or seen on TV. This cost savings will make the time you spend getting teen car insurance quotes well worth the effort and extra waiting.