There are car insurance rate quotes that are better than others. It is for this reason that you must give yourself the opportunity to compare a list of the best quotes. The quickest and easiest means of doing this is online. Getting a quote is what sets the insurance procedure in motion. If you want to save as much money as possible then you must make certain your insurer is aware of all the good reasons you will be a low risk client.
Make a point of letting the insurer know you have a lock up garage. If you have a burglar alarm let them know. These are all safety measures they should take into account. If you park your car overnight in the street and you live in a location where there is a high level of car theft then you will pay a higher premium.
Another reason for a lower premium is if you have a new car. A new car should be in perfect working condition and not require repairs for a long time. It is also very important for you to understand that you must maintain your car and this means you must have your car regularly serviced. Keep a record of the service dates and who serviced the car. This is all proof that you are a responsible vehicle owner and therefore not a high risk to the insurer.
If you own a car that is used then it is very important that you keep a record of when and where your car is serviced. Regular maintenance of a vehicle is the only way to keep it in good working order and to prevent any breakdowns from occurring. There is a good chance that an insurer will view this favorably when you ask for a low premium.
Bear in mind that even if you have received car insurance rate quotes that are cheap you can still ask for a discount or try to lower the quote. Car insurance rate quotes are not carved in stone and are flexible because very driver is an individual with different requirements.